Mortna manages loan quality operations for US lenders and investors. We combine experienced mortgage professionals with proprietary AI technology to deliver faster, cheaper, and more accurate reviews than any traditional outsourcer. We are an operations company powered by technology we built ourselves.
US lenders spend $12K per loan to originate. Manual reviews take 45+ minutes per file. The industry defect rate sits at 9.6%. Traditional BPO adds bodies but does not fundamentally change the economics — and mortgage volume is cyclical, so every COO has just lived through staffing whiplash.
Mortna changes the equation. Our AI-assisted teams handle the quality workload at 2x the speed and half the cost — same or better quality, faster delivery, and variable cost that scales with your volume, so a slow February does not carry a fixed QC team.
Our Team
Our reviewers average 7+ years in US mortgage operations, including DE-underwriter and QC-audit backgrounds. Every reviewer passes a 6-week Fannie/Freddie certification program and monthly calibration against gold-standard files. Delivery teams overlap US business hours.
Vision: The go-to operations partner for every US mortgage company.
Mission: Deliver measurable operational outcomes through AI-assisted expert teams.
We deliver reviewed loans, not software licenses.
Every finding is traced to a guideline.
AI handles the volume. Humans handle the judgment.
Turnkey. SLA-backed. Accountable.
Kadel Labs is an established deep-tech services firm with 150+ enterprise clients across industries. We built the proprietary AI technology that powers Mortna’s operations teams — production-grade engineering, certified delivery, and a track record of shipping real systems.
Book a demo and see how Mortna can take mortgage operations off your plate.