Compliance Review

The Problem

TRID, HMDA, and Fair Lending findings carry regulatory penalties and reputational risk — and HMDA data errors compound across every file you report.

The Mortna Approach

Each rule tested against the file and cited to the regulation, with exceptions rated by severity. TRID timing and tolerances, HMDA LAR integrity, ATR/QM, Fair Lending, and state-specific disclosures.

What’s Included

• TRID: disclosure timing, tolerances, and re-disclosure triggers
• HMDA: LAR data-integrity checks across reportable fields
• ATR/QM: ability-to-repay and QM points-and-fees
• Fair Lending and ECOA adverse-action checks
• State-specific disclosure and high-cost thresholds

What You Receive

A compliance findings report: each rule tested, every exception cited to the regulation and the file, rated by severity.

Standard SLA

4 hours.

See how our review engine works →